Personal Debt Collection Services

Debt recovery isn’t reserved for large businesses, it can be used by individuals too. Whether you’re owed money from a friend, family member, employer or business, recovering personal debts can feel overwhelming and difficult to manage.

At Essex Law Limited, we’ve been taking the stress and hassle out of recovering personal debts for more than 20 years by offering affordable, fixed-fee personal debt recovery services designed to make the process seamless and stress-free. Whether you’re dealing with unpaid loans, rent, or wages, our expert legal team is here to help recover what is rightfully yours.

What Are the Common Types of Personal Debt?

• Personal loan to a family member or friend
• Loan to a business, employer, or start-up
• Proceeds from the sale of personal goods (e.g., car, equipment)
• Rent owed by a former lodger
• Unpaid wages from an employer
• Bounced cheques
• Deposit not returned
• Refunds not provided

Recovering unpaid personal debts can be a stressful and difficult process, and not receiving money owed to you can have a major impact on your finances. At Essex Law Limited, we offer affordable, fixed-fee services to help you recover your personal debts and take back control of your financial situation.

Speak to our team.

Our fixed fee personal debt collection services.

In the majority of cases, a debt recovery letter from a Law Firm can be sufficient action to recover the monies owed, and we offer a straightforward service to draft and send this letter. Should a debt recovery letter not result in repayment, you can then move to issue court proceedings.

Our debt recovery solutions are competitively fixed price to cater for most budgets and circumstances, with no deductions taken from the amount owed.  We can take the hassle out of the legal formalities of corresponding with your debtor and issuing legal proceedings to recover the debt. Unlike instructing a debt collection agency for individuals, when you instruct Essex Law Limited, your case will be dealt with by a qualified lawyer with over twenty years’ experience in civil litigation. ​

The fixed fee services are appropriate for most debts £10,000 and under that were incurred in the UK (England or Wales). This classification is commonly referred to as a ‘Small Claim’ or ‘Fast Track Claim’. If the amount you need to recover is over £10,000, we can still assist, and please get in touch with your requirements.

Why Choose Essex Law for Personal Debt Collection?

When you work with Essex Law, your case will be handled by a qualified lawyer with over 20 years of experience in civil litigation. We’ll take the hassle out of the legal formalities, from communicating with your debtor to handling court proceedings, ensuring that the process is as smooth and stress-free as possible.